:root {
  --ink: #120832;
  --deep: #240048;
  --purple: #6510ce;
  --pink: #ef0a8a;
  --cyan: #02d7cb;
  --lime: #a8ff00;
  --gold: #ffb400;
  --white: #ffffff;
  --soft: #f6f0ff;
  --muted: #645b73;
  --line: rgba(18, 8, 50, 0.12);
  --shadow: 0 24px 70px rgba(36, 0, 72, 0.22);
  --navy: #090314;
  --navy-2: #210039;
  --charcoal: #17072b;
  --cream: #fbf7ff;
  --aqua: #02d7cb;
  --aqua-dark: #008f88;
  --steel: #8f78a7;
  --glass: rgba(255, 255, 255, 0.08);
  --premium-shadow: 0 28px 90px rgba(18, 0, 38, 0.42);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--charcoal);
  font-family: "Arial", "Helvetica", sans-serif;
  line-height: 1.55;
  background: var(--cream);
}

a {
  color: inherit;
}

img {
  display: block;
  max-width: 100%;
}

.top-strip {
  padding: 10px 20px;
  color: var(--white);
  font-size: 14px;
  font-weight: 900;
  text-align: center;
  background: linear-gradient(90deg, var(--pink), var(--purple), var(--cyan), var(--lime));
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  min-height: 116px;
  padding: 14px clamp(18px, 5vw, 72px) 12px;
  color: var(--white);
  background: rgba(9, 3, 20, 0.9);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(18px);
}

.logo-link {
  flex: 0 0 auto;
  width: 184px;
  margin-top: 0;
}

.logo {
  width: 100%;
  height: 84px;
  object-fit: contain;
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.98);
  padding: 5px 10px;
  filter: drop-shadow(0 10px 24px rgba(0, 0, 0, 0.22));
}

.site-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: clamp(14px, 2.5vw, 30px);
  flex: 1 1 auto;
  margin-top: 42px;
  color: rgba(255, 255, 255, 0.82);
  font-size: 14px;
  font-weight: 800;
}

.header-cta {
  margin-top: 0;
}

.site-nav a,
.footer-links a,
.header-cta,
.cta-primary,
.cta-secondary,
.card-cta,
.email-link,
.mobile-sticky-cta,
.primary-link,
.secondary-link,
.call-button {
  text-decoration: none;
}

.site-nav a,
.footer-links a,
.header-cta,
.cta-primary,
.cta-secondary,
.card-cta,
.email-link,
.mobile-sticky-cta {
  transition: color 160ms ease, background 160ms ease, border-color 160ms ease, transform 160ms ease, box-shadow 160ms ease;
}

.site-nav a:hover,
.footer-links a:hover {
  color: var(--cyan);
}

.header-cta,
.cta-primary,
.cta-secondary,
.card-cta,
.email-link {
  min-height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  padding: 13px 20px;
  font-weight: 900;
}

.header-cta,
.cta-primary,
.card-cta {
  color: var(--white);
  background: linear-gradient(135deg, var(--pink), var(--purple));
  box-shadow: 0 16px 42px rgba(239, 10, 138, 0.28);
}

.cta-secondary,
.email-link {
  color: var(--white);
  border: 1px solid rgba(2, 215, 203, 0.4);
  background: rgba(2, 215, 203, 0.08);
}

.header-cta:hover,
.cta-primary:hover,
.cta-secondary:hover,
.card-cta:hover,
.email-link:hover {
  transform: translateY(-2px);
}

.call-button,
.primary-link,
.secondary-link,
.submit-button {
  min-height: 46px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 0;
  border-radius: 8px;
  padding: 12px 20px;
  color: var(--white);
  font: inherit;
  font-weight: 900;
  cursor: pointer;
  transition: transform 160ms ease, box-shadow 160ms ease;
}

.call-button,
.primary-link,
.submit-button {
  background: linear-gradient(135deg, var(--pink), var(--purple));
  box-shadow: 0 14px 28px rgba(239, 10, 138, 0.24);
}

.secondary-link {
  color: var(--ink);
  background: var(--lime);
  box-shadow: 0 14px 28px rgba(168, 255, 0, 0.22);
}

.call-button:hover,
.primary-link:hover,
.secondary-link:hover,
.submit-button:hover {
  transform: translateY(-2px);
}

.hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  color: var(--white);
  background:
    radial-gradient(circle at 8% 12%, rgba(239, 10, 138, 0.3), transparent 28%),
    radial-gradient(circle at 50% 6%, rgba(2, 215, 203, 0.2), transparent 24%),
    radial-gradient(circle at 92% 12%, rgba(168, 255, 0, 0.16), transparent 24%),
    linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 48%, #090314 100%);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 12% -14% auto auto;
  z-index: -1;
  width: 54vw;
  min-width: 420px;
  aspect-ratio: 1;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(2, 215, 203, 0.22), transparent 66%);
  filter: blur(10px);
}

.hero::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  z-index: -1;
  height: 34%;
  background: linear-gradient(180deg, transparent, rgba(247, 246, 241, 0.08));
}

.hero-shell {
  position: relative;
  width: min(100%, 1280px);
  min-height: clamp(520px, 62vh, 660px);
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(330px, 0.72fr);
  gap: clamp(24px, 4vw, 54px);
  align-items: center;
  margin: 0 auto;
  padding: clamp(38px, 5vw, 62px) clamp(18px, 5vw, 72px) clamp(34px, 4vw, 56px);
}

.hero-copy {
  position: relative;
  z-index: 2;
  max-width: 760px;
}

.eyebrow {
  margin: 0 0 14px;
  color: rgba(255, 255, 255, 0.74);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.eyebrow.dark {
  color: var(--aqua-dark);
}

h1,
h2,
h3,
p,
li,
a,
span {
  overflow-wrap: anywhere;
}

h1 {
  max-width: 820px;
  margin: 0;
  color: var(--white);
  font-size: clamp(44px, 7vw, 84px);
  line-height: 0.95;
}

h2 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(32px, 5vw, 58px);
  line-height: 1;
}

h3 {
  margin: 0;
  color: var(--navy);
  font-size: clamp(22px, 3vw, 34px);
  line-height: 1.08;
}

.hero-subheading {
  max-width: 700px;
  margin: 22px 0 24px;
  color: rgba(255, 255, 255, 0.78);
  font-size: clamp(19px, 2.4vw, 26px);
  font-weight: 800;
}

.hero-bullets {
  width: auto;
  max-width: 460px;
  flex: 0 1 460px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.hero-bullets li {
  min-height: 42px;
  display: inline-flex;
  align-items: center;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 999px;
  padding: 9px 14px;
  color: rgba(255, 255, 255, 0.9);
  background: rgba(255, 255, 255, 0.07);
  font-size: 14px;
  font-weight: 800;
  white-space: nowrap;
}

.hero-bullets li::before {
  content: "";
  width: 8px;
  height: 8px;
  flex: 0 0 auto;
  margin-right: 9px;
  border-radius: 50%;
  background: var(--lime);
  box-shadow: 0 0 0 5px rgba(168, 255, 0, 0.12);
}

.hero-actions,
.final-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
}

.hero-actions {
  margin-top: 4px;
}

.microcopy {
  max-width: 620px;
  margin: 18px 0 0;
  color: rgba(255, 255, 255, 0.58);
  font-size: 13px;
  font-weight: 700;
}

.hero-proof-row {
  width: min(1040px, calc(100vw - 96px));
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
  margin-top: 24px;
}

.approval-strip {
  width: auto;
  flex: 0 1 520px;
  display: grid;
  grid-template-columns: 88px 1fr;
  gap: 14px;
  align-items: center;
  margin-top: 0;
  border: 1px solid rgba(2, 215, 203, 0.22);
  border-radius: 24px;
  padding: 10px 14px 10px 10px;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.12), rgba(2, 215, 203, 0.08));
  box-shadow: 0 20px 54px rgba(9, 3, 20, 0.22);
}

.approval-strip img {
  width: 88px;
  height: 88px;
  border-radius: 20px;
  object-fit: cover;
  object-position: 50% 16%;
  background: linear-gradient(135deg, var(--pink), var(--cyan));
}

.approval-strip span {
  display: block;
  color: var(--lime);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}

.approval-strip strong {
  display: block;
  margin-top: 3px;
  color: var(--white);
  font-size: 15px;
  line-height: 1.35;
}

.hero-visual {
  position: relative;
  justify-self: end;
  align-self: start;
  width: min(100%, 430px);
  height: clamp(390px, 46vw, 520px);
  min-height: 0;
  display: flex;
  align-items: flex-start;
  justify-content: center;
  isolation: isolate;
  overflow: visible;
  margin-top: -28px;
  padding-top: 0;
}

.hero-visual::before {
  content: "";
  position: absolute;
  inset: 16% 2% 0;
  z-index: -1;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 42px 42px 0 0;
  background:
    radial-gradient(circle at 26% 18%, rgba(2, 215, 203, 0.28), transparent 26%),
    radial-gradient(circle at 84% 10%, rgba(168, 255, 0, 0.18), transparent 24%),
    linear-gradient(150deg, rgba(239, 10, 138, 0.2), rgba(101, 16, 206, 0.16));
  box-shadow: 0 34px 90px rgba(9, 3, 20, 0.32);
}

.hero-visual::after {
  content: "";
  position: absolute;
  inset: auto 8% 0;
  z-index: -1;
  height: 28%;
  border-radius: 50%;
  background: radial-gradient(ellipse, rgba(2, 215, 203, 0.24), transparent 68%);
  filter: blur(6px);
}

.hero-visual img {
  width: min(116%, 500px);
  max-width: none;
  max-height: none;
  object-fit: contain;
  object-position: top center;
  clip-path: inset(0 0 43% 0);
  transform: translateY(-54px);
  filter: drop-shadow(0 30px 48px rgba(0, 0, 0, 0.38));
}

.approval-badge {
  position: absolute;
  right: 0;
  bottom: 18%;
  max-width: 220px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 22px;
  padding: 14px 16px;
  color: var(--white);
  background: rgba(9, 3, 20, 0.74);
  box-shadow: 0 24px 60px rgba(9, 3, 20, 0.26);
  backdrop-filter: blur(14px);
}

.approval-badge span {
  display: block;
  color: var(--lime);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}

.approval-badge strong {
  display: block;
  margin-top: 4px;
  font-size: 16px;
  line-height: 1.25;
}

.application-section {
  background:
    radial-gradient(circle at 14% 20%, rgba(2, 215, 203, 0.16), transparent 26%),
    radial-gradient(circle at 90% 10%, rgba(239, 10, 138, 0.12), transparent 24%),
    linear-gradient(180deg, #fdf9ff, #ffffff);
}

.application-section.section {
  padding-top: clamp(46px, 7vw, 82px);
}

.application-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(420px, 0.9fr);
  gap: clamp(30px, 5vw, 70px);
  align-items: center;
}

.application-copy p:not(.eyebrow) {
  color: #59677a;
  font-size: clamp(18px, 2vw, 22px);
  font-weight: 800;
}

.application-points {
  display: grid;
  gap: 12px;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}

.application-points li {
  position: relative;
  padding-left: 30px;
  color: var(--deep);
  font-weight: 900;
}

.application-points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--pink);
  box-shadow: 0 0 0 6px rgba(239, 10, 138, 0.1);
}

.application-form-shell {
  width: min(100%, 620px);
  justify-self: end;
  border: 1px solid rgba(36, 0, 72, 0.12);
  border-radius: 34px;
  padding: 10px;
  background:
    linear-gradient(160deg, rgba(239, 10, 138, 0.12), rgba(2, 215, 203, 0.08)),
    rgba(255, 255, 255, 0.7);
  box-shadow: 0 28px 90px rgba(36, 0, 72, 0.16);
}

.application-form-shell .form-kicker {
  color: var(--deep);
}

.loan-application-frame {
  width: 100%;
  min-height: 760px;
  display: block;
  border: 0;
  border-radius: 28px;
  background: var(--white);
  box-shadow: 0 24px 70px rgba(36, 0, 72, 0.16);
}

.form-kicker {
  margin: 8px 14px 12px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}

.section {
  scroll-margin-top: 112px;
  padding: clamp(64px, 9vw, 112px) clamp(18px, 5vw, 72px);
}

.section-inner {
  max-width: 1180px;
  margin: 0 auto;
}

.section-heading {
  max-width: 820px;
  margin: 0 auto 38px;
  text-align: center;
}

.section-heading.left {
  margin-inline: 0;
  text-align: left;
}

.section-heading p,
.product-lead,
.guide-cards p,
.benefit-grid p,
.faq-list p,
.final-cta-card p {
  color: #59677a;
  font-weight: 700;
}

.product-choice {
  background:
    radial-gradient(circle at 12% 8%, rgba(239, 10, 138, 0.1), transparent 26%),
    radial-gradient(circle at 88% 10%, rgba(2, 215, 203, 0.12), transparent 24%),
    linear-gradient(180deg, var(--cream), #ffffff 48%, #f7efff);
}

.product-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
}

.product-card {
  position: relative;
  overflow: hidden;
  min-height: 560px;
  display: flex;
  flex-direction: column;
  border: 1px solid rgba(36, 0, 72, 0.12);
  border-radius: 28px;
  padding: clamp(26px, 4vw, 42px);
  background: var(--white);
  box-shadow: 0 22px 60px rgba(36, 0, 72, 0.1);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.product-card::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(135deg, rgba(2, 215, 203, 0.16), rgba(239, 10, 138, 0.08) 42%, transparent 68%);
}

.product-card:hover {
  transform: translateY(-4px);
  border-color: rgba(239, 10, 138, 0.36);
  box-shadow: 0 28px 80px rgba(36, 0, 72, 0.16);
}

.private-card {
  color: var(--white);
  background:
    linear-gradient(140deg, rgba(9, 3, 20, 0.96), rgba(36, 0, 72, 0.88)),
    url("assets/property-finance.jpg") center / cover;
}

.unsecured-card {
  background:
    linear-gradient(140deg, rgba(255, 255, 255, 0.96), rgba(246, 240, 255, 0.94)),
    url("assets/business-warehouse-client.jpg") center / cover;
}

.private-card h3,
.private-card .product-lead,
.private-card li {
  color: var(--white);
}

.private-card .product-lead {
  color: rgba(255, 255, 255, 0.78);
}

.card-topline {
  position: relative;
  z-index: 1;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
  margin-bottom: 24px;
}

.product-icon {
  width: 54px;
  height: 54px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 18px;
  color: var(--navy);
  background: var(--aqua);
  font-size: 18px;
  font-weight: 900;
}

.product-badge {
  min-height: 36px;
  display: inline-flex;
  align-items: center;
  border-radius: 999px;
  padding: 8px 12px;
  color: var(--navy);
  background: rgba(2, 215, 203, 0.18);
  font-size: 13px;
  font-weight: 900;
}

.private-card .product-badge {
  color: var(--white);
  background: rgba(255, 255, 255, 0.12);
}

.product-card h3,
.product-card p,
.product-card ul,
.product-card a {
  position: relative;
  z-index: 1;
}

.product-lead {
  margin: 16px 0 22px;
  font-size: 19px;
}

.clean-list {
  display: grid;
  gap: 12px;
  margin: 0 0 28px;
  padding: 0;
  list-style: none;
}

.clean-list li {
  position: relative;
  padding-left: 28px;
  font-size: 15px;
  font-weight: 800;
}

.clean-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.62em;
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--cyan);
  box-shadow: 0 0 0 5px rgba(2, 215, 203, 0.13);
}

.card-cta {
  align-self: flex-start;
  margin-top: auto;
}

.guide-section,
.flow-section,
.faq-section {
  background: var(--white);
}

.guide-layout,
.faq-layout,
.use-case-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(0, 1.18fr);
  gap: clamp(28px, 5vw, 64px);
  align-items: start;
}

#guide-heading {
  font-size: clamp(30px, 4vw, 46px);
  line-height: 1.06;
}

.guide-cards,
.benefit-grid {
  display: grid;
  gap: 16px;
}

.guide-cards {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.guide-cards article,
.benefit-grid article,
.step-grid article,
.faq-list details {
  border: 1px solid rgba(36, 0, 72, 0.1);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 18px 46px rgba(36, 0, 72, 0.08);
}

.guide-cards article,
.benefit-grid article {
  padding: 24px;
}

.guide-cards span,
.benefit-grid span {
  display: inline-flex;
  margin-bottom: 14px;
  border-radius: 999px;
  padding: 6px 10px;
  color: var(--navy);
  background: rgba(2, 215, 203, 0.18);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}

.guide-cards h3,
.benefit-grid h3 {
  font-size: 22px;
}

.comparison-section {
  background:
    radial-gradient(circle at 10% 12%, rgba(2, 215, 203, 0.14), transparent 28%),
    radial-gradient(circle at 92% 10%, rgba(239, 10, 138, 0.1), transparent 24%),
    linear-gradient(180deg, #fff8fd, var(--cream));
}

.comparison-table {
  overflow: hidden;
  border: 1px solid rgba(7, 17, 31, 0.1);
  border-radius: 28px;
  background: var(--white);
  box-shadow: 0 22px 60px rgba(7, 17, 31, 0.08);
}

.comparison-table [role="row"] {
  display: grid;
  grid-template-columns: 0.72fr 1fr 1fr;
}

.comparison-table [role="columnheader"],
.comparison-table [role="cell"] {
  padding: 18px 20px;
  border-bottom: 1px solid rgba(7, 17, 31, 0.08);
  color: #4f5f72;
  font-weight: 800;
}

.comparison-table [role="columnheader"] {
  color: var(--white);
  background: var(--navy);
}

.comparison-table [role="row"]:last-child [role="cell"] {
  border-bottom: 0;
}

.comparison-table [role="cell"]:first-child {
  color: var(--navy);
}

.trust-strip {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1px;
  background: var(--navy);
}

.trust-strip div {
  min-height: 142px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 26px clamp(18px, 4vw, 42px);
  color: var(--white);
  background: linear-gradient(135deg, rgba(2, 215, 203, 0.12), rgba(239, 10, 138, 0.08));
}

.trust-strip strong {
  font-size: clamp(22px, 2.6vw, 31px);
  line-height: 1.05;
}

.trust-strip span {
  margin-top: 9px;
  color: rgba(255, 255, 255, 0.66);
  font-weight: 700;
}

.step-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.step-grid article {
  min-height: 260px;
  padding: 28px 22px;
}

.step-grid span {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  color: var(--navy);
  background: var(--cyan);
  border-radius: 16px;
  font-size: 22px;
  font-weight: 900;
}

.step-grid article:nth-child(2) span {
  background: #ddff65;
}

.step-grid article:nth-child(3) span {
  background: var(--gold);
}

.step-grid h3 {
  font-size: 24px;
}

.step-grid p {
  margin: 12px 0 0;
  color: #59677a;
  font-weight: 700;
}

.why-section {
  background:
    radial-gradient(circle at 85% 8%, rgba(168, 255, 0, 0.12), transparent 24%),
    linear-gradient(180deg, var(--cream), #f7efff);
}

.benefit-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.use-case-section {
  color: var(--white);
  background:
    radial-gradient(circle at 88% 12%, rgba(2, 215, 203, 0.22), transparent 28%),
    radial-gradient(circle at 12% 12%, rgba(239, 10, 138, 0.18), transparent 26%),
    linear-gradient(135deg, var(--navy), var(--deep));
}

.use-case-section h2 {
  color: var(--white);
}

.option-list {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.option-list span {
  display: inline-flex;
  align-items: center;
  min-height: 46px;
  padding: 10px 15px;
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.14);
  background: rgba(255, 255, 255, 0.08);
  border-radius: 999px;
  font-weight: 900;
}

.option-list span:nth-child(3n + 1) {
  color: var(--navy);
  background: var(--cyan);
}

.option-list span:nth-child(3n + 2) {
  color: var(--navy);
  background: #ddff65;
}

.option-list span:nth-child(3n) {
  color: var(--navy);
  background: var(--gold);
}

.faq-list {
  display: grid;
  gap: 12px;
}

.faq-list details {
  padding: 20px 22px;
}

.faq-list summary {
  cursor: pointer;
  color: var(--navy);
  font-size: 18px;
  font-weight: 900;
}

.faq-list p {
  margin: 12px 0 0;
}

.final-cta {
  background: linear-gradient(180deg, var(--white), var(--cream));
}

.final-cta-card {
  overflow: hidden;
  border-radius: 34px;
  padding: clamp(34px, 6vw, 68px);
  color: var(--white);
  background:
    radial-gradient(circle at 92% 8%, rgba(2, 215, 203, 0.28), transparent 28%),
    radial-gradient(circle at 12% 16%, rgba(239, 10, 138, 0.2), transparent 28%),
    linear-gradient(135deg, var(--navy), var(--deep));
  box-shadow: var(--premium-shadow);
}

.final-cta-card h2 {
  color: var(--white);
}

.final-cta-card p {
  max-width: 660px;
  color: rgba(255, 255, 255, 0.74);
  font-size: 19px;
}

.mobile-sticky-cta {
  display: none;
}

.homepage-form-card {
  width: min(100%, 620px);
  min-height: 660px;
  max-height: 660px;
  overflow-y: auto;
  padding: clamp(30px, 5vw, 62px) clamp(28px, 6vw, 72px);
  background: var(--white);
  border-radius: 28px;
  box-shadow: 0 24px 70px rgba(36, 0, 72, 0.16);
  scrollbar-color: #b8b8b8 #f3f3f3;
  scrollbar-width: thin;
}

.homepage-form-card::-webkit-scrollbar {
  width: 14px;
}

.homepage-form-card::-webkit-scrollbar-track {
  background: #f3f3f3;
}

.homepage-form-card::-webkit-scrollbar-thumb {
  background: #b8b8b8;
  border-radius: 20px;
  border: 4px solid #f3f3f3;
}

.wizard-progress {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 10px;
  align-items: start;
  margin-bottom: 30px;
}

.wizard-progress-track {
  height: 4px;
  margin-top: 4px;
  overflow: hidden;
  background: #e7d5ec;
  border-radius: 999px;
}

#progress-fill {
  display: block;
  width: 0%;
  height: 100%;
  background: var(--purple);
  border-radius: inherit;
  transition: width 180ms ease;
}

#progress-output {
  color: #7c5a86;
  font-size: 12px;
  font-weight: 800;
}

.wizard-step {
  display: none;
}

.wizard-step.is-active {
  display: block;
}

.wizard-pill {
  display: inline-flex;
  align-items: center;
  min-height: 20px;
  margin: 0 0 28px;
  padding: 3px 10px;
  color: var(--deep);
  background: #efcdf4;
  border-radius: 999px;
  font-size: 12px;
}

.homepage-form-card h2 {
  margin: 0 0 10px;
  color: #1e1c23;
  font-size: 21px;
  line-height: 1.25;
  font-weight: 500;
}

.choice-list {
  display: grid;
  gap: 10px;
  margin-top: 10px;
}

.choice-list button,
.wizard-back {
  min-height: 48px;
  border: 0;
  border-radius: 8px;
  color: var(--white);
  background: #690071;
  padding: 12px 18px;
  font: inherit;
  font-weight: 900;
  cursor: pointer;
  transition: transform 160ms ease, background 160ms ease;
}

.choice-list button:hover,
.choice-list button.is-selected,
.wizard-back:hover {
  background: var(--purple);
  transform: translateY(-1px);
}

.wizard-back {
  min-height: 42px;
  margin-top: 18px;
  color: var(--deep);
  background: #efcdf4;
}

form {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
}

.application-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.full-width {
  grid-column: 1 / -1;
}

.form-row {
  display: flex;
  flex-direction: column;
  gap: 7px;
}

label {
  color: var(--deep);
  font-size: 15px;
  font-weight: 900;
}

input,
textarea {
  width: 100%;
  border: 2px solid rgba(36, 0, 72, 0.16);
  border-radius: 8px;
  padding: 12px 14px;
  color: var(--ink);
  background: var(--white);
  font: inherit;
}

textarea {
  min-height: 104px;
  resize: vertical;
}

input:focus,
textarea:focus {
  border-color: var(--pink);
  outline: 4px solid rgba(239, 10, 138, 0.16);
}

.form-error,
.form-success {
  min-height: 20px;
  margin: 0;
  font-size: 14px;
  font-weight: 900;
}

.form-error {
  color: #a2004f;
}

.form-success {
  display: none;
  color: #15725b;
}

.wizard-actions {
  display: grid;
  grid-template-columns: 0.45fr 1fr;
  gap: 12px;
  align-items: center;
}

.wizard-actions .wizard-back {
  margin-top: 0;
}

.site-footer {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 28px;
  padding: 44px clamp(18px, 5vw, 72px) 26px;
  color: var(--white);
  background:
    radial-gradient(circle at 90% 12%, rgba(2, 215, 203, 0.16), transparent 24%),
    linear-gradient(135deg, #090314, #240048);
}

.footer-logo {
  width: 178px;
  margin-bottom: 14px;
  border-radius: 10px;
  background: var(--white);
  padding: 6px 8px;
}

.site-footer p {
  max-width: 660px;
  margin: 0;
  color: rgba(255, 255, 255, 0.76);
}

.footer-disclaimer {
  margin-top: 18px !important;
  font-size: 13px;
  line-height: 1.6;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
  align-items: flex-start;
  justify-content: center;
  font-weight: 900;
}

.copyright {
  grid-column: 1 / -1;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  font-size: 14px;
}

@media (max-width: 1060px) {
  .site-header {
    flex-wrap: wrap;
  }

  .site-nav {
    order: 3;
    width: 100%;
    flex: 0 0 100%;
  }

  .application-layout,
  .guide-layout,
  .faq-layout,
  .use-case-layout {
    grid-template-columns: 1fr;
  }

  .application-form-shell {
    justify-self: start;
  }

  .hero-proof-row {
    width: 100%;
  }

  .approval-strip {
    flex: 1 1 460px;
  }

  .hero-bullets {
    flex: 1 1 320px;
  }

  .trust-strip,
  .benefit-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 760px) {
  body {
    padding-bottom: 74px;
  }

  .top-strip {
    font-size: 13px;
  }

  .site-header {
    gap: 14px;
    padding: 18px 18px 12px;
  }

  .logo-link {
    width: 152px;
  }

  .logo {
    height: 72px;
  }

  .site-nav {
    justify-content: flex-start;
    gap: 16px;
    margin-top: 0;
    overflow-x: auto;
    padding-bottom: 2px;
  }

  .header-cta {
    flex: 1 1 100%;
    margin-top: 0;
  }

  .hero-shell {
    grid-template-columns: 1fr;
    min-height: auto;
    padding-top: 42px;
    padding-bottom: 34px;
  }

  h1 {
    font-size: 46px;
  }

  h2 {
    font-size: 34px;
  }

  .hero-subheading {
    font-size: 19px;
  }

  .hero-visual {
    justify-self: center;
    align-self: center;
    width: min(100%, 390px);
    height: 620px;
    margin-top: 0;
    padding-top: 10px;
  }

  .hero-visual img {
    width: min(108%, 360px);
    clip-path: inset(0 0 45% 0);
    transform: none;
  }

  .approval-badge {
    right: 10px;
    bottom: 10%;
    max-width: 190px;
  }

  .hero-proof-row {
    display: grid;
    gap: 12px;
    margin-top: 22px;
  }

  .hero-bullets {
    width: 100%;
    max-width: 390px;
    flex-direction: column;
    align-items: flex-start;
    margin: 0;
  }

  .hero-bullets li {
    max-width: 100%;
    margin-left: 0;
    white-space: normal;
  }

  .application-section.section {
    padding-top: 48px;
  }

  .application-form-shell {
    width: 100%;
  }

  .loan-application-frame {
    min-height: 720px;
    border-radius: 22px;
  }

  .approval-strip {
    width: 100%;
    flex: none;
    grid-template-columns: 72px 1fr;
    border-radius: 20px;
  }

  .approval-strip img {
    width: 72px;
    height: 72px;
  }

  .hero-actions a,
  .final-actions a {
    width: 100%;
  }

  .product-grid,
  .guide-cards,
  .step-grid,
  .trust-strip,
  .benefit-grid,
  .site-footer {
    grid-template-columns: 1fr;
  }

  .product-card {
    min-height: auto;
  }

  .comparison-table {
    display: grid;
    gap: 12px;
    border: 0;
    border-radius: 0;
    background: transparent;
    box-shadow: none;
  }

  .comparison-table .comparison-head {
    display: none;
  }

  .comparison-table [role="row"] {
    display: grid;
    grid-template-columns: 1fr;
    overflow: hidden;
    border: 1px solid rgba(36, 0, 72, 0.1);
    border-radius: 20px;
    background: var(--white);
    box-shadow: 0 12px 30px rgba(36, 0, 72, 0.07);
  }

  .comparison-table [role="cell"] {
    display: grid;
    gap: 4px;
    border-bottom: 1px solid rgba(7, 17, 31, 0.08);
    padding: 14px 16px;
  }

  .comparison-table [role="cell"]::before {
    content: attr(data-label);
    color: var(--aqua-dark);
    font-size: 12px;
    font-weight: 900;
    text-transform: uppercase;
  }

  .comparison-table [role="cell"]:last-child {
    border-bottom: 0;
  }

  .application-form-shell {
    border-radius: 28px;
    padding: 8px;
  }

  .application-grid {
    grid-template-columns: 1fr;
  }

  .mobile-sticky-cta {
    position: fixed;
    right: 16px;
    bottom: 16px;
    left: 16px;
    z-index: 30;
    min-height: 54px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 999px;
    color: var(--navy);
    background: linear-gradient(90deg, var(--cyan), var(--lime));
    box-shadow: 0 18px 48px rgba(36, 0, 72, 0.34);
    font-weight: 900;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
  }
}