Feature
Private 1st & 2nd Mortgages
Unsecured Business Loans
Real estate security
Required
Not required
Cash-flow records
Not required for initial assessment
Required, usually bank statements or cash-flow records
Bad credit
Can be considered with suitable security
Assessed against trading history and lender criteria
Speed
Funding possible within 24 hours in some approved scenarios
Fast assessment and matching
Best for
ATO debt, bridging, refinance, payroll, urgent working capital
Stock, equipment, growth, operating costs and cash-flow gaps
Typical borrower
Business owner with usable real estate equity
Established business with trading history and revenue