Funding Possible within 24 hours

Private credit and business finance options

Fast Business Funding When Banks Say No

Apply once and we will help match you with private 1st or 2nd mortgage funding, or an unsecured business loan based on your situation.

Subject to eligibility, lender approval, security, documentation and terms.

Happy tradesman holding a phone and pointing to it after a finance approval
Approved pathway found Unsecured cashflow loan or Fast Private Mortgage options, matched to your situation.
  • Bad credit considered
  • Funding possible in 24 hours
Happy businesswoman holding a phone and pointing to it after finance approval
Fast answer Matched finance options

Apply once

Start with one quick application.

Tell us what you need and we will help point you toward private mortgage funding or unsecured business loan options based on your situation.

  • Private 1st and 2nd mortgage options
  • Unsecured business loan options
  • Fast assessment, clear next steps
  • Funding possible in 1 business day

Start here

Choose your funding path

Two fast ways to move your business forward.

Compare property-secured private funding with unsecured business lending, then apply once.

01 Property-secured

Private 1st & 2nd Mortgages

Fast private funding using real estate security.

  • Funding possible within 24 hours
  • No business cash-flow records required for initial assessment
  • Bad credit considered
  • First and second mortgage options
  • Useful for urgent short-term business funding
Apply for Private Mortgage Funding
02 No real estate security

Unsecured Business Loans

Fast business loans based on trading and cash flow.

  • No property security required
  • Cash-flow records or bank statements required
  • Suitable for established businesses
  • Fast assessment and lender matching
  • Working capital, stock, equipment, payroll, ATO, growth
Apply for an Unsecured Business Loan

Which product fits me?

Use security when speed matters. Use cash flow when property is not on the table.

Best with property equity

Private mortgage funding

For urgent business needs where real estate security can support a short-term private lending solution.

Best with steady trading

Unsecured business loans

For established businesses that can show revenue, trading history and bank statements.

Compare loan options

Private mortgage or unsecured business loan?

Feature
Private 1st & 2nd Mortgages
Unsecured Business Loans
Real estate security
Required
Not required
Cash-flow records
Not required for initial assessment
Required, usually bank statements or cash-flow records
Bad credit
Can be considered with suitable security
Assessed against trading history and lender criteria
Speed
Funding possible within 24 hours in some approved scenarios
Fast assessment and matching
Best for
ATO debt, bridging, refinance, payroll, urgent working capital
Stock, equipment, growth, operating costs and cash-flow gaps
Typical borrower
Business owner with usable real estate equity
Established business with trading history and revenue
Fast assessment Clear answers without bank-style delays.
Australia-wide options Business finance options for Australian business owners.
Multiple lender options One quick application, practical pathways.
Private and unsecured Funding routes with or without real estate security.

How it works

Apply, get matched, move fast.

1

Apply Online

Complete the quick application and tell us what type of funding you need.

2

Get Matched

We assess your situation and match you with suitable private or unsecured loan options.

3

Get Funded

Accept your preferred offer and move quickly toward settlement or funding.

Why Fast Business Loan Co

Built for business owners who need answers, not friction.

Speed

Fast funding focus

Designed for urgent business funding conversations where timing matters.

Access

Options when banks say no

Private and unsecured pathways can be explored when mainstream lending is too slow or too rigid.

Choice

Two clear loan paths

Compare property-secured private mortgage funding with unsecured business loan options.

Context

Bad credit considered

Credit issues may still be assessed, especially where suitable real estate security is available.

Simple

One quick application

Apply once and give the team the information needed to guide the next step.

Support

Business-first funding

Funding conversations shaped around cash flow, timing, purpose and practical next moves.

Common funding needs

When the clock is moving, get your options moving too.

ATO debt Cash-flow gaps Stock purchases Payroll Equipment Business expansion Bridging finance Refinance Emergency funding Short-term working capital

FAQ

Straight answers before you apply.

Can I get funded in 24 hours?

Funding may be possible within 24 hours for some approved private mortgage scenarios, subject to eligibility, security, documentation, and lender requirements.

Do I need cash-flow records?

Private 1st and 2nd mortgage options may not require business cash-flow records for initial assessment. Unsecured business loans generally require cash-flow records or bank statements.

Can I apply with bad credit?

Yes, bad credit can be considered, especially where there is suitable real estate security. Approval is still subject to assessment.

Do unsecured business loans require property?

No. Unsecured business loans do not require real estate security, but they generally require evidence of business trading and cash flow.

What can the funds be used for?

Common uses include working capital, stock, payroll, tax debt, equipment, expansion, bridging, and urgent business expenses.

Ready when you are

Need business funding fast?

Submit once and let us help you find the right private or unsecured business loan option.

See If You Qualify